The president graduated from Duke University with Ph.D. degree. She was also pursuing the second in Management Science and Engineering at Stanford University. After 2 years' study, the president decided to end up with a master degree. She then worked with Morgan Stanley as a Financial Advisor. During this period, She realized a business chance--now it is the best market to do refinance. The interest is the LOWEST in 40 years! If we can offer our clients the refinance at no point, no closing costs, no prepayment penalty, almost every one would like to do refinance without any hesitation.

Abacus Financial Services (AFS) puts customers at number one. We listen to our customers, understand our customers and work hard for our customers. We have the optimal combination of resources to serve your mortgage financing needs.


AFS and its staffs have been providing superior mortgage financing services to its customers. Satisfied customers are the biggest asset of the company. We continue to maintain this highest level of customer satisfaction by offering full services to our customers at a unequaled discount costs. This level of service is only possible with the application of expert industry and technology knowledge and direct and open communication with our customers.


Satisfied customers is our biggest asset. We also have strong ties with leading mortgage lenders and investors throughout the country to offer unsurpassed low mortgage interest rates. Equally important, we have experienced staff in understanding customer needs and industry requirements. Computerized information processing and communication is our specialty.


We are a full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates, with our nationwide network, we have the best mortgage and best service for you.
Dr. Hui Min (NMLS#196969)
President, Ph.D

Tel: 1-510-353-0855 or 1-510-579-8992
Wechat ID:minhuiginger

Tong Luo, Ph.D (NMLS#196968)
Vice President

Tel: 1-510-353-0855

John Lin, Ph.D
Operation Manager

Tel: 1-510-353-0855
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